How do RRSPs work? who are they for? what does my retirement picture currently look like and what are my options to manage funds? Let us help you make the most of your retirement strategy by exploring RRSP investment options

A Tax-Free Savings Account (TFSA) is meant to give Canadians an opportunity to invest a maximum amount ($7000 2025) and not pay capital gains tax on the growth of the investment portfolio. Withdrawal of funds is not taxed. Let us guide you through the compliance and ideal growth strategy for your risk profile.

First home savings accounts (FHSA) 

• Tax-deductible contributions: Similar to a Registered Retirement Savings Plan (RRSP), contributions made to an FHSA are tax-deductible, reducing your taxable income in the year of the contribution.

• Tax-free growth: Investments within an FHSA grow tax-free, like a Tax-Free Savings Account (TFSA).

• Tax-free withdrawals for a qualifying home: Withdrawals made to purchase or build a qualifying first home are completely tax-free and do not need to be repaid.

Based on your goals and ideal portfolio balance we will introduce you to the many funds and fund managers to strategize your customized and diversified portfolio options. We have partnerships to help your portfolio reach new heights with top-notch service and advice. 

• Evaluating your current financial position.

• Tolerance for risk assessment strategy.

• Assessing your future financial needs and goals.

• Creating a custom investment portfolio that meets all your investment and retirement needs and goals.

• Manage and monitor your investments over both the medium and long term.

• Assist you in planning for the unexpected.

• Updating your financial plan if ever there are changes in your financial situation.